Privacy Policy
Your privacy matters to us. Here's how we protect your data.
Last updated: January 19, 2026
No Account Required
Use our service without signing up
Session-Based Only
Data cleared when you leave
No PII Collected
No emails, names, or personal info
CardWiz is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use our credit card comparison and recommendation service.
Our service is designed with privacy as a core principle. We do not require account creation, do not collect personal information, and use only session-based data that is automatically cleared when you close your browser.
We are committed to minimal data collection. We explicitly do not collect:
- Email addresses
- Names or personal identifiers
- Phone numbers
- Physical addresses
- Social Security numbers or financial account numbers
- Credit scores or credit history
- Any information that could identify you personally
To provide our recommendation service, we temporarily store the following information during your session:
- Preference selections: The filters and preferences you select to help us recommend suitable credit cards
- Chat conversation: If you use our AI chat feature, your conversation is stored temporarily to maintain context
- Selected cards: Cards you select for comparison
- A/B test variant: Which version of our interface you see
All session data is automatically cleared when you close your browser or after a period of inactivity.
We use a minimal number of cookies:
- Essential cookies: Required for the website to function properly, including maintaining your session
- Analytics cookies (optional): Help us understand how users interact with our service to improve it. These cookies do not contain any personally identifiable information
You can control cookie preferences through your browser settings. Disabling cookies may affect some functionality of the service.
We collect anonymous analytics data to improve our service. This includes:
- Page views and navigation patterns
- Feature usage (filters used, cards compared)
- Session duration and completion rates
- Error occurrences for debugging
Important: Our analytics never include personally identifiable information. We cannot and do not track individual users across sessions.
Our service contains links to credit card issuer websites. When you click "Apply Now" or similar links:
- You will be redirected to the card issuer's official website
- The issuer's privacy policy will apply once you leave our site
- We are not responsible for the privacy practices of external sites
We recommend reviewing the privacy policy of any external site you visit.
We take security seriously and implement the following measures:
- All connections use HTTPS/SSL encryption
- Session data is stored securely and automatically expires
- We do not store sensitive financial information
- Regular security reviews and updates
You have the right to:
- Use our service without creating an account
- Clear your session data at any time by closing your browser
- Disable analytics cookies through your browser settings
- Contact us with any privacy concerns
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.
If you have any questions about this Privacy Policy or our privacy practices, please contact us through our feedback mechanism on the site.